Automatic Enrolment

Key Points

  • Anyone who employs workers in the UK has to comply with new employer duties with effect from their 'staging date';
  • An employer's 'staging date' is set out in legislation and fell between 1 October 2012 and 1 February 2018 depending on how many people work for the employer;
  • Employers duties are to:
    • assess and categorise their workers;
    • automatically enrol any workers who
    •  -  meet the criteria to be  'eligible jobholders': and
    •  -  are not members of the 'qualifying scheme' into an automatic enrolment scheme;
    • issue communications to all workers including certain prescribed information;
    • process opt-in and opt-out requests;
    • pay contributions for jobholders in pension savings in line with statutory minima; and
    • provide The Pensions Regulator with a confirmation of how they have complied with their duties

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