Hadfield v (1) HSE (2) The Cabinet Office - Age based actuarial adjustment to pensions is not unlawful age discrimination  EAT
A pension scheme may actuarially reduce pensions for those who retire early, but that does not mean that a failure to enhance pensions for those who defer retirement is age discrimination. Apart from the statutory exemption of age based actuarial adjustments amounting to unlawful discrimination, continuing to work will, in itself, mean that an increased pension is accrued.
HSE Inspector Mr Hadfield was a member of the Principal Civil Service Pension Scheme (PCSPS). Prior to March 2008, if a scheme member continued to work full time in the Civil Service they could not draw their pension. In March 2008 the PCSPS rules changed, so that now a member could work part-time after age 60 and draw some pension, provided the total of salary and pension do not exceed what that person would earn were they working full time.