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Hall v Xerox UK Ltd [2014] UKEAT/0061/14

Employer entitled to withhold PHI from fixed term employee

In Hall v Xerox UK Ltd, Xerox provided the benefit of an income replacement policy (through UNUM) in the event of ill health. Mr Hall suffered a hernia which would have put him off work for the qualifying 26 week period, had he not been a fixed term employee, whose contract was due to expire in three months. His contract was extended for a further year but UNUM refused his claim relying on a policy provision that restricted benefit to the unexpired period of a fixed-term employee’s contract as it was at the time of the injury.

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